LeadAnalyst Role at The Capitec Bank, Apply now!

Job Details

📌 Job Title: Lead Analyst: Profitability
🏢 Company: Capitec Bank Ltd
📍 Location: Stellenbosch, Western Cape, South Africa
💼 Employment Type: Full-Time
🏠 Work Type: Onsite
🏭 Industry: Banking / Financial Services

Company Overview

Capitec Bank is a leading South African retail bank known for its simplified, technology-driven banking solutions. The organisation leverages data and analytics to enhance decision-making, improve customer experience, and drive sustainable growth.

With a strong culture of innovation and performance, Capitec offers professionals the opportunity to work in a highly analytical and impact-driven environment.

Job Overview

Capitec is seeking a Lead Analyst: Profitability to support strategic decision-making through deep financial and data analysis. This role focuses on understanding revenue and cost drivers across products, transactions, and distribution channels, with an initial focus on Personal Banking Credit.

The successful candidate will build advanced costing models, deliver profitability insights, and partner with stakeholders to influence business performance and long-term growth.

Key Responsibilities

• Develop and maintain activity-based costing models.
• Analyse revenue streams and cost drivers across business units.
• Build financial models and business cases to support decision-making.
• Partner with business stakeholders to provide profitability insights.
• Support forecasting, budgeting, and financial planning processes.
• Deliver insights through dashboards and reporting tools (e.g., Power BI).
• Use SQL and analytical tools to extract and analyse large datasets.
• Present findings to senior management in a clear and actionable manner.
• Identify opportunities to improve financial performance and efficiency.

Qualifications

Education

• Bachelor’s Degree in Accounting (Financial Accounting) or Mathematical Sciences.

Experience

• 2–4 years’ experience in analytical roles with exposure to costing and financial modelling.
• Experience in activity-based costing and project appraisal.
• Experience in financial services environments.
• Experience engaging with senior stakeholders and leading analytical projects.

Skills

• Strong numerical and analytical reasoning skills.
• Advanced Excel and financial modelling capabilities.
• Programming skills (SQL, Python, R, or SAS).
• Knowledge of forecasting, budgeting, and financial mathematics.
• Understanding of capital cost calculations and profitability analysis.
• Strong commercial thinking and business acumen.
• Excellent communication and stakeholder management skills.

CV Tips

• Start your CV with a strong summary highlighting your financial analysis and modelling experience.
• Include experience with costing models and profitability analysis.
• Highlight tools used such as SQL, Power BI, or Python.
• Showcase projects where your analysis influenced business decisions.
• Include measurable outcomes such as cost savings or revenue growth.
• Keep your CV structured, concise, and results-driven.

Benefits of Joining the Company

• Opportunity to work with one of South Africa’s leading banks.
• Exposure to high-impact financial and strategic projects.
• Career growth within a data-driven and innovative environment.
• Access to advanced tools and analytics platforms.
• Collaborative and performance-focused culture.
• Competitive salary and benefits package.

Company Policy

Capitec Bank is committed to Employment Equity and building a diverse and inclusive workforce. Recruitment decisions are aligned with the bank’s equity strategy and South African labour legislation.

Candidates must have a clear criminal and credit record. All personal information will be processed in accordance with applicable data protection laws.