Job Details

📌 Job Title: Personal & Private Banking (PPB) Credit Operations Graduate Programme
📅 Closing Date: 31 May 2026
📑 Job Reference ID: 80449569A-0001
💼 Employment Type: Full-Time (Permanent Graduate Programme)
🏢 Company: Standard Bank of South Africa
📍 Location: Johannesburg, Gauteng, South Africa
⏳ Programme Duration: 18 Months

Company Overview

Standard Bank Group is one of Africa’s largest financial services organisations, providing banking and financial solutions to individuals, businesses, and institutions across the continent.

The bank focuses on innovation, digital transformation, and financial inclusion, offering a wide range of products including personal banking, corporate banking, investment services, and risk management solutions. Through its graduate programmes, Standard Bank aims to develop skilled professionals who can contribute to the future of banking operations and financial services.

Job Overview

Standard Bank is offering an 18-month Credit Operations Graduate Programme within its Personal & Private Banking (PPB) division. This programme provides graduates with the opportunity to gain hands-on experience in credit operations, process management, and risk governance within a regulated banking environment.

Graduates will participate in a structured rotation programme, gaining exposure to multiple operational areas while receiving mentorship from experienced professionals. Participants will also complete training and certifications designed to develop strong operational and analytical capabilities.

Successful candidates will be employed permanently from day one and will have the opportunity to choose a specialised team after completing their programme rotations.

Key Responsibilities

Support operational processes within credit operations and banking systems
Analyse operational data to improve efficiency and process management
Assist with automation and data analytics initiatives
Participate in business intelligence and operational transformation projects
Support compliance with regulatory frameworks and governance requirements
Contribute to operational risk management activities
Collaborate with teams across business units to support operational performance
Participate in training programmes, mentorship sessions, and development projects

Qualifications

Education

Honours Degree or Postgraduate Diploma in a relevant field
The postgraduate qualification must follow a Bachelor’s Degree

Relevant undergraduate degrees may include:

BA
BCom
BEng
BSc
LLB

Preferred fields of postgraduate study include:

Operations Management or Business Operations
Credit Management or Banking Operations
Risk Management or Operational Risk
Industrial Engineering (operations or process-focused)
Business Administration (operations-focused)

Fields such as Accounting, Law, or Economics may be considered if combined with a relevant postgraduate qualification in operations or risk.

Experience

Maximum of 12–18 months work experience

Skills

Strong analytical and problem-solving abilities
Interest in credit risk, operations, and governance environments
Ability to work with data and operational systems
Strong organisational and teamwork skills
Good communication and decision-making abilities

Internship & Graduate CV Tips

When applying for banking graduate programmes:

Include your full academic transcripts for both undergraduate and postgraduate studies
Highlight analytical projects, research, or coursework related to operations or risk management
Mention any internships, leadership roles, or university projects
Demonstrate skills in data analysis, business processes, or financial systems
Keep your CV professional and clearly structured

Required documents often include:

Certified ID copy
Matric certificate
Full academic transcripts

Benefits of Joining Standard Bank

Permanent employment from the start of the programme
Structured 18-month graduate development programme
Mentorship from experienced banking professionals
Professional training and certification opportunities
Exposure to credit operations, governance, and risk management
Career growth opportunities within one of Africa’s leading banking groups

Company Policy

Standard Bank Group follows strict ethical recruitment practices and complies with all applicable labour laws and regulations. The organisation does not request any form of payment during the recruitment process.

If any individual requests payment as part of a recruitment process, candidates are encouraged to report it to Standard Bank’s Fraud Line at +27 800 222 050 or via email at TransactionFraudOpsSA@standardbank.co.za.

The bank also supports inclusive hiring practices and equal employment opportunities, ensuring all candidates are assessed fairly based on qualifications, skills, and suitability for the role.

To apply for this job please visit jobs.smartrecruiters.com.