Head of Securities Management at Capitec – Apply Now!

Capitec Bank is searching for an energetic, self-motivated individual to lead the Securities Management and Administration function in a senior role within our Business Bank’s Credit Strategy. If you are an experienced leader with deep expertise in financial management, credit, commercial law, and contract law, this is an exciting opportunity to contribute to Capitec’s growth and success in new industries and markets.

Key Responsibilities:

✅ Lead and develop the Securities Management and Administration department
✅ Devise and execute strategies and operating models to support growth and scale in Business Bank’s Credit
✅ Manage relationships with the collections and recoveries department to ensure timely provision of legal agreements and security documentation
✅ Provide insights into Business Bank’s Credit strategy and collaborate to enable the growth of new markets and segments
✅ Oversee legal processes in case of deceased estates, insolvency, and liquidations
✅ Develop and apply frameworks, policies, procedures, and standards to optimize department performance
✅ Lead business planning and ensure adherence to best practices in managing risks while prioritizing client experience

Who We Are:

Capitec Bank is a leading financial services provider in South Africa. We are dedicated to helping people better manage their financial lives, and our employees are at the heart of our mission. Join us to experience a dynamic, supportive work environment that fosters growth and encourages a strong focus on service excellence.

Ideal Candidate:

🔑 Extensive leadership experience in a secured credit environment
🔑 Proven track record in managing large teams and leading transformational projects
🔑 Strategic and operational expertise in fast-moving, dynamic environments
🔑 Strong relationship management skills with a focus on achieving business objectives
🔑 Analytical mindset with the ability to drive operational transformation
🔑 Knowledge of commercial and contract law, along with a thorough understanding of credit and finance regulations

Minimum Qualifications:

✅ Honours Degree in Finance or Accounting – Financial Accounting
✅ 10+ years of senior management experience in a secured credit environment

Preferred Qualifications:

✅ Master’s Degree in Business Administration or Accounting – Financial Accounting

Required Knowledge:

🔍 Expert knowledge in finance, credit principles, commercial law, contract law, and statutory regulations (e.g., Companies Act, National Credit Act)
🔍 Financial management expertise and understanding of accounting principles
🔍 In-depth knowledge of legal entities in the Business Banking market and relevant financial services legislation
🔍 Risk management principles and project management methodologies
🔍 Advanced IT systems and data analysis knowledge

Key Skills:

✅ Analytical skills
✅ Strategic thinking and decision-making
✅ Leadership and management skills
✅ Problem-solving abilities
✅ Communication and relationship-building skills

Conditions of Employment:

📋 Clear criminal and credit record

If you are ready to take the next step in your career and play a pivotal role in shaping the future of Capitec’s Securities Management and Administration strategy, we encourage you to apply.

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TIPS for CV related to this post:

1. Emphasize Leadership Experience: Showcase your experience in leading large teams, particularly in secured credit environments. Highlight any roles where you drove transformations or improvements.

2. Highlight Strategic and Analytical Skills: Focus on your ability to think strategically, manage operations, and solve complex problems. Provide examples of how you’ve applied these skills in previous positions.

3. Demonstrate Knowledge of Law and Finance: Clearly mention your expertise in commercial law, credit principles, and financial management. These are key for this role.

4. Showcase Project Management Expertise: If you have led projects or significant transformations, detail your role and how you ensured successful outcomes.

5. Tailor Your CV: Use the keywords from the job description such as securities management, strategic planning, risk management, and credit strategy to align your experience with the role’s requirements.

Capitec Website: www.capitecbank.co.za