Capitec Bank
Job Details
đź’Ľ Job Title: Risk Manager
🏢 Company: Capitec Bank
đź“Ť Location: Sandton, Johannesburg, Gauteng, South Africa
đź“„ Employment Type: Full-Time
🏦 Industry: Banking / Risk Management / Compliance
âś… Employment Conditions: Clear criminal and credit record
Company Overview
Capitec Bank is one of South Africa’s leading banks, renowned for innovation, client-focused services, and strong governance standards. The bank continues to strengthen its enterprise risk culture by attracting experienced leaders who can guide risk strategy, regulatory compliance, and sustainable growth.
Capitec values leadership, accountability, and strategic thinking, creating an environment where senior professionals can make meaningful contributions to the future of banking.
Job Overview
Capitec is seeking an experienced Risk Manager to provide expert second-line risk oversight across the organisation as part of the Enterprise Risk Management Framework.
This role is responsible for influencing key stakeholders, strengthening risk culture maturity, ensuring regulatory compliance, and driving strategic risk mitigation initiatives that support informed decision-making and sustainable business performance.
The successful candidate will lead enterprise-wide risk initiatives, engage with regulators, and align tactical risk metrics with broader business strategy.
Key Responsibilities
- Provide second-line oversight across all risk management activities
- Strengthen enterprise risk culture and governance maturity
- Lead strategic risk mitigation initiatives
- Oversee implementation of the Enterprise Risk Management Framework
- Influence senior stakeholders on risk decisions
- Ensure compliance with banking regulations and governance requirements
- Drive risk reporting, metrics, and performance alignment
- Lead regulatory liaison and engagement processes
- Develop and manage enterprise risk initiatives
- Support strategic decision-making through expert risk insights
- Build and develop high-performing risk teams
- Monitor risk lifecycle and control effectiveness
Qualifications
Education
Minimum:
- Bachelor’s Degree in Risk and Compliance, Law, or related field
Preferred:
- Relevant postgraduate qualification in:
- Risk and Compliance
- Law
- Governance
- Enterprise Risk Management
Experience
- 10+ years’ risk management experience in a senior leadership role overseeing a large organisational unit, preferably in banking or financial services
OR
- Proven experience as a Risk Specialist in a leadership role
Additional required experience:
- Minimum 6 years’ industry experience
- Strong exposure to:
- banking regulations
- capital markets
- technology risks
- public policy
- Proven ability to influence stakeholders and drive objectives
- Strategic leadership of enterprise risk initiatives
- Experience aligning risk reporting and metrics with business strategy
- Regulatory engagement and liaison experience
Skills
- Advanced analytical skills
- Commercial thinking
- Strategic decision-making
- Leadership and team development
- Interpersonal and relationship management
- Problem-solving skills
- Governance and compliance expertise
- Enterprise risk oversight
- Reporting and metrics alignment
- Stakeholder influence and executive communication
Knowledge
- Risk lifecycle and value chain
- Enterprise risk management best practices
- Regulatory frameworks and compliance requirements
- Corporate governance frameworks
- Business and financial principles
- Risk management systems
- Internal risk metrics and methodologies
- Business products, processes, and systems
- Process-oriented management
- Quality management principles
CV Tips
For a senior role like this, your CV should position you as a strategic risk leader.
Make sure to include:
- A strong executive profile summary
- Total years of risk leadership experience
- Experience in banking / financial institutions
- Enterprise-wide risk initiatives led
- Regulatory engagements handled
- Risk frameworks implemented
- Team leadership and management achievements
- Measurable outcomes such as:
- reduced risk exposure
- improved compliance ratings
- strengthened governance controls
- improved audit outcomes
Pro Tip: Use high-impact keywords such as Enterprise Risk Management, Regulatory Compliance, Corporate Governance, Banking Risk, Capital Markets, and Second Line Oversight.
Benefits of Joining the Company
- Join one of South Africa’s top banking institutions
- Executive-level leadership opportunities
- Strategic influence across enterprise operations
- Strong professional growth and leadership development
- Exposure to regulatory and board-level risk governance
- Competitive remuneration and benefits
- Opportunity to shape enterprise risk strategy
Company Policy
Capitec Bank is committed to maintaining the highest standards of risk governance, compliance, and employment equity.
All appointments are subject to the successful completion of criminal and credit checks.
Capitec is an equal opportunity employer that values diversity, leadership, and integrity.
To apply for this job please visit careers.capitecbank.co.za.
