Job Description
This is a 6 - month contract with our client in the Fintech role.
Our client, a leading Fintech innovator, is seeking a Senior Architect: Wallet Evolution to drive the architectural strategy, solution design, and regional expansion of its core Wallet Platform.
In this pan-African/multi-market role, you will hold ultimate accountability for shaping a secure, scalable, and cost-effective wallet ecosystem fit for advanced fintech use cases.
Responsibilities
Strategic Wallet Roadmap: Translate Group business strategies and product roadmaps into fit-for-purpose target-state designs, core wallet principles, and execution roadmaps.
Multi-Market Adaptation Framework: Define and implement a standardized wallet adaptation framework that enables rapid feature rollout (payments, transfers, cash-out, merchant services) while protecting core system stability.
Architecture Governance & Design Authority: Lead design authority forums across operating companies (OpCos). Review, guide, and sign off on all platform changes, vendor integrations, and technical customisations.
Integration & Interoperability: Enforce standardized integration blueprints, API-first patterns, and architectural guardrails to ensure seamless connectivity between the wallet application, core banking modules, and external financial networks.
Cross-Functional Technical Advisory: Act as the primary technical Subject Matter Expert (SME) on wallet transaction flows, advising internal development, product, and partner operational teams.
Platform Optimization: Maximize the re-use of core wallet APIs and services across operating markets while keeping structural technical debt and architectural incidents to a minimum.
Requirements
Experience: 5 - 7 years of technical architecture experience with a heavy focus on payment systems, core banking platforms, digital wallets, or Mobile Money (MoMo) environments.
Domain Expertise: Deep understanding of high-volume transaction processing, payment gateways, mobile money ecosystem orchestration, and secure financial data streaming.
Framework Mastery: Strong working knowledge of TOGAF or similar Enterprise Architecture frameworks, capability maturity assessments, and formalized governance workflows.
Compliance & Technical Literacy: Solid understanding of financial regulations, including KYC/AML frameworks, PCI DSS, Open API standards, and secure transaction architectures.
Delivery Environments: Comfort navigating multi-market deployments within Agile (Scrum/Kanban) and hybrid Waterfall SDLC frameworks.
Education & Certifications
Minimum 4-year Bachelor's degree in Computer Science, Engineering, IT, or a related field (Master's degree is highly desirable).
Preferred Credentials: TOGAF, SAFe Architect, Cloud Architecture (AWS/Azure/GCP), or API Gateway management (Apigee, MuleSoft, Kong).