Credit Ops Grad Programme at The Standard Bank, Apply now!

Job Details

📍 Location: Johannesburg, Gauteng, South Africa
🏢 Company: Standard Bank Group
💼 Job Title: PPB Credit Operations Graduate Programme
🕒 Job Type: Full-time (Graduate Programme)
🆔 Reference ID: 80449569A-0001
⏳ Programme Duration: 18 Months
🏦 Industry: Banking / Credit Risk / Operations
📌 Application Deadline: 31 May 2026

Company Overview

Standard Bank Group is Africa’s largest bank by assets, operating in more than 20 countries. The organisation is dedicated to driving inclusive growth through innovative financial services and strong governance frameworks.

Within the Personal & Private Banking (PPB) segment, Credit Operations plays a vital role in managing credit risk, ensuring regulatory compliance, and supporting sustainable lending practices. The team focuses on operational excellence, process optimisation, and data-driven decision-making.

Job Overview

The PPB Credit Operations Graduate Programme is an 18-month structured programme designed to develop future leaders in banking operations and credit risk.

As a graduate trainee, you will rotate across multiple operational areas, gaining practical exposure to credit processes, regulatory frameworks, and business transformation initiatives. You will develop expertise in process management, automation, data analytics, and operational risk while working alongside experienced professionals.

This programme is ideal for individuals who are detail-oriented, analytical, and interested in working within regulated financial environments.

Key Responsibilities

• Participate in rotational assignments across credit operations and risk functions
• Support secured and unsecured credit operations processes
• Assist in managing regulatory processes such as debt review and insolvency cases
• Contribute to data analysis, reporting, and business intelligence initiatives
• Support process improvement and automation projects
• Collaborate with teams in risk governance and operational support functions
• Engage in business transformation and continuous improvement initiatives

Qualifications

Education

• Honours Degree or Postgraduate Diploma in a relevant field aligned to operations, credit, or risk
• Undergraduate degree (BA, BCom, BEng, BSc, LLB) required prior to postgraduate qualification

Relevant Fields Include:

• Operations Management / Business Operations
• Credit Management / Banking / Financial Services Operations
• Risk Management / Operational Risk
• Industrial Engineering (operations-focused)
• Business Administration (operations-focused)

Acceptable Supporting Fields (with Honours/Postgrad in relevant area):

• Accounting
• Law
• Economics
• Honours qualification must be completed by 31 December 2026

Experience

• 0–18 months of work experience
• Suitable for recent graduates with limited professional experience

Skills

• Strong analytical and problem-solving skills
• Attention to detail and process-driven mindset
• Ability to work in regulated environments
• Strong communication and teamwork abilities
• Interest in operations, governance, and risk management
• Adaptability and willingness to learn

CV Tips for Graduate Applicants

• Highlight coursework related to operations, risk, or process management
• Include projects or case studies involving data analysis or business processes
• Showcase internships or practical experience (even short-term)
• Demonstrate attention to detail and problem-solving ability
• Keep your CV well-structured and tailored to operations roles
• Ensure you upload all required documents: ID, matric certificate, and academic transcripts

Benefits of Joining the Company

• Permanent employment from day one
• Structured 18-month rotational graduate programme
• Exposure to credit risk, operations, and regulatory environments
• Mentorship from experienced banking professionals
• Opportunity to earn relevant certifications
• Career growth within Personal & Private Banking
• Collaborative and supportive work environment

Company Policy

Standard Bank Group follows strict ethical recruitment standards and complies with all applicable laws and regulations.

The company does not charge any fees during the recruitment process. If you are asked for payment, report immediately:
📞 Fraud Line: +27 800 222 050
📧 Email: TransactionFraudOpsSA@standardbank.co.za

Standard Bank is committed to equal opportunity employment and fostering a diverse and inclusive workplace.